A significant bank have to accumulate and maintain in Digital kind, as prescribed via the Board, until finally the completion in the financial institution's subsequent CRA assessment through which the info are evaluated, the subsequent details for every small enterprise loan or modest farm loan originated or acquired with the financial institution in the course of the evaluation time period:
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suggests, notwithstanding the definition of “smaller farm” In this particular section, a loan included in “loans to tiny farms” as documented in Program RC-C of the decision Report.
Should the Board gets a public comment ahead of the close date of the lender's CRA evaluation, the public remark will likely be thought of in reference to that CRA assessment.
The Board reviews the impact and responsiveness of the bank's Group progress loans and Neighborhood improvement investments that benefit or provide a facility-based mostly evaluation space, as furnished in § 228.15.
(i) All the data essential to the bank's general public file must be managed at the most crucial Business and, if an interstate financial institution, at one department Business office in Just about every State; and
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Pursuant to § 228.21, the Neighborhood Growth Funding Take a look at evaluates the lender's record of assisting to fulfill the credit score requires of its complete community by Group enhancement loans and Group improvement investments (
The Board assigns conclusions to a substantial lender's or restricted intent financial institution's general performance within the relevant tests described in paragraph (a) of the segment pursuant to § 228.28 and appendix C to this part. The Board assigns conclusions to a small financial institution's or intermediate lender's overall performance about the relevant assessments explained in paragraph (a) of the section pursuant to § 228.
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The Board evaluates the file of the intermediate lender, or a little lender that opts to be evaluated beneath the Retail Lending Exam, of helping to meet up with the credit rating wants of its overall community in its outside the house retail lending location pursuant to § 228.22, for a certain calendar year, if:
Apart from as otherwise supplied With this segment, a lender must make certain that its public file includes the information needed by this section for every with the past 3 calendar several years, with the most recent calendar calendar year A part of its file each year by April one of the present calendar yr.
(B) The Nationwide Group Growth Investment decision Benchmark steps the dollar volume of Group progress investments that gain or provide all or Portion of the nationwide region, excluding property finance loan-backed securities, of all massive depository establishments that had property greater than $10 billion as of December 31 in both of those in the prior two calendar decades when compared with deposits situated in the nationwide area for the people depository establishments, calculated pursuant to paragraph II.n click here of appendix B to this part.
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